Quick Answer: How Long Can You Leave A House Unoccupied?

How long can you leave your house empty for insurance purposes?

30 daysMost standard home insurance policies won’t provide cover if you leave a property unoccupied for more than 30 days in a row.

Or they’ll have special terms, like require you to leave the heating on, if you leave it empty during winter..

What counts as an unoccupied house?

Let’s define unoccupied: as far as the insurance industry is concerned, an empty property is one that is uninhabited for more than 30 days (or 21 days in the case of homes which are usually let out to tenants).

Is it better to stage a house or leave it empty?

Once they are finished, the home appears to be lived in. Many sellers feel this look is preferable to a big empty house. … Staging puts the frosting on the cake by making the house feel like a home. For some buyers, staging can help them conceptualize better how they will plan out their own furniture.

Does a house sell better empty?

The short answer is yes, empty houses do take longer to sell than furnished, occupied or staged homes. A study from the Appraisal Institute found that vacant houses sold for 6% less than occupied houses and stayed on the market longer. There are a few reasons why this is the case.

Does vacant mean empty?

having no contents; empty; void: a vacant niche. having no occupant; unoccupied: no vacant seats on this train.

How long can a house be left unoccupied?

Insurers consider an unoccupied home to be one that has not had anyone living in it for an extended period of time, usually for 60 consecutive days or more. However, the maximum time you can leave your home unoccupied and still receive full coverage will depend on your home insurance policy.

How do I leave my house empty?

How to Leave an Empty House: 5 Must-Dos Before Your VacationAdjust your Thermostat — But Not Too Much. Why heat or cool your home when you’re not there to enjoy it? … Stock Up Your Refrigerator. … Turn Off Your Water. … Stop Vampires. … Don’t Advertise to Thieves.

What is the difference between vacant and unoccupied?

Unoccupied: without occupants, but not devoid of furniture or other furnishings. Vacant: having no tenant or contents; empty, void. The difference between the two is a matter of time and intent.

What insurance do I need for an unoccupied house?

What is unoccupied home insurance? Unoccupied home insurance covers you when your home is empty for longer than your standard policy will allow. You only normally get cover if your home is empty for up to 60 days – and if anything happens outside this period you won’t be covered.